Category: Personal Finance

  • The index problem with the AI mega IPOs

    Imagine this: You are a schoolteacher in Ohio. Or an engineer in Bangalore. Or a nurse in London. Every month, a portion of your paycheck quietly flows into a retirement account invested in a broad market index fund: the S&P 500, the Nasdaq-100, the Nifty 50, or something similar. You are not trying to pick…

  • Beginner’s guide to passive investing: Choosing the right index

    This is a continuation of my previous post on Index investing: https://www.vinaysachdeva.com/daily-weekly-or-whenever-whats-the-best-day-to-invest-exploring-the-impact-of-timing-in-snp-500-index-investing/ If you have not read it yet, I encourage you to take a look—it provides a solid foundation for understanding how timing impacts index investing in the S&P 500. In my previous post, I talked about investing in the S&P 500 index, but…

  • Rethinking Money

    So, I have been thinking a lot about money lately. Not in the “how do I get more” way, but more like, “what the hell is this stuff, really?” And the more I think about it, the more I realize that we, as a society, have some seriously messed up ideas about money. We are…

  • Investing during market dips: A smart strategy or just another myth?Exploring the impact of timing in S&P 500 Index investing

    This is a continuation of my previous posts: https://www.vinaysachdeva.com/daily-weekly-or-whenever-whats-the-best-day-to-invest-exploring-the-impact-of-timing-in-snp-500-index-investing/ , https://www.vinaysachdeva.com/monthly-mid-month-or-both-does-your-investment-date-affect-returns-exploring-the-impact-of-timing-in-snp-500-index-investing/ In the first two posts, I explored whether investing on specific days of the week or certain days of the month affects returns when investing in the S&P 500. The findings were clear: Consistency matters more than timing. Now, let’s explore another popular strategy—investing during…

  • Monthly, Mid-Month, or Both? Does your investment date affect returns? Exploring the impact of timing in S&P 500 Index investing

    This is a continuation of my previous post: https://www.vinaysachdeva.com/daily-weekly-or-whenever-whats-the-best-day-to-invest-exploring-the-impact-of-timing-in-snp-500-index-investing/ In my previous post, I explored whether investing on a specific day of the week impacts your returns when investing in the S&P 500 or any other index. The results were clear: consistency mattered more than the day of the week. Now, I am taking it…

  • Daily, Weekly, or Whenever: What’s the best day to invest? Exploring the impact of timing in S&P 500 Index investing

    Investing can often feel like trying to navigate a maze, especially if you are new to the world of finance. One question that often comes up is whether the specific day or time of the month you choose to invest matters or if it is more about how long you stay invested. I had some…